In the past 8 months, I have gone through a lot of changes.
*Deep breath in*:
So, when it comes to my financial situation, there are a lot of variables. Currently, most of my habits are geared towards finding middle ground with my fiancé, Nick. We both had our own systems for money management and our own habits for keeping track of it all prior to getting engaged. Tracking our finances and creating a budget was one thing that we wanted to establish right when we got engaged, so that we were as prepared as possible after our big day.
Let me preface these 5 steps with: I AM NOT A MONEY EXPERT. I’m not an expert on saving, on accounting, on investing, none of it. I do not know all that there is to know about these subjects. However, through experience I have learned a few things that make figuring it out a little easier. That being said, here are a few of our take-a-ways in trying to merge to one system, but by no means does this only apply to couples. These are all valuable to think about if you are wanting to organize your finances.
1. Do your research
Organizing your finances has the ability to reduce stress if you let it. These are 5 simple steps to think about when organizing your finances. Some are so obvious but we often get caught up in life and forget. Start simple, implement one thing at a time, and remember to always budget for a cup of coffee 😉
Comment below with any other tips you have! Any other apps you like? What are some of the ways you track expenses? Help each other out!
Emily has a Bachelor of Science in Industrial Engineering from Iowa State University. There she learned how valuable organization can be in being productive. She chose to use this knowledge and help others achieve this productivity and optimization in their homes and small businesses. Read & Enjoy and as always, let us know if you have any questions!